Clear Loan Loss Reserves. Secure Your Capital Exit.

Golden River Global provides originators a non-recourse, UCC-certified path to exit their non-performing Secured Equipment Leases, eliminating internal workout costs and accelerating balance sheet relief.

Challenges

The Drag of Non-Performing Secured Assets

Are your internal Special Assets teams tied up managing 90-120 DPD Secured Equipment Leases that are now in the costly legal workout cycle?
Are these assets sitting on your balance sheet, forcing the establishment of loan loss reserves that restrict fresh lending capacity?
Is your focus being diverted from new origination and capital deployment to the unpredictable, slow process of collateral recovery and legal enforcement?
Traditional recovery, litigation, and foreclosure methods can be unpredictable, resource-intensive, and significantly delay the final resolution required for regulatory compliance.

Our Solution

Golden River Global: Your Final, Audited Exit Strategy

Immediate Liquidity: Accelerated Capital Relief Convert defaulted secured assets into immediate liquidity without waiting for lengthy legal proceedings or asset liquidation.
Zero Internal Effort: End Internal Workout Cycles Our process is seamless for your team. Once you provide the initial loan tape, we handle the full UCC certification and buyer negotiation. Highlights the valuable task you take off their hands (the workout cycle). Non-Recourse & Risk-Free.
Non-Recourse & Risk-Free: Non-Recourse Finality Exit the asset outright with a contractual guarantee of no future liability or resource drain.
Balance Sheet Optimization: Optimize Financial Ratios Immediately clear non-accrual assets from your books, improving key financial indicators and freeing up valuable regulatory capital.
Discreet & Professional: Institutional Discretion We maintain strict confidentiality, protecting your brand and sensitive client relationships throughout the disposition process.
Maximized Recovery: Valuation based on Collateral Integrity Leveraging our specialized ABL network ensures highly competitive offers based on the verified value of the underlying equipment.

Your Path to Monetization in 4 Simple Steps

1. Initial Inquiry

Confidential Loan Tape Intake You contact us for a confidential review of your defaulted equipment lease portfolio data.

2. Portfolio Certification

UCC Audit & Certification Under NDA, we perform our proprietary UCC-1 audit and documentation validation to certify the security interest of the collateral.

3. Buyer Placement

Strategic Buyer Placement We discretely present the certified collateral flow to our network of pre-approved ABL funds, securing competitive offers.

4. Accelerated Funding

Definitive Capital Exit Upon acceptance, funds are transferred, the asset is assigned, and your balance sheet is definitively cleared—achieving your regulatory exit target.

Why Choose Golden River Global?

Collateral Security & Velocity

We are not a traditional brokerage or a collections firm; we are a specialized Collateral Risk Auditor focused on efficiently unlocking the institutional value of secured equipment assets.
Our expertise lies in performing precise UCC-1 legal audits, which enable strategic portfolio packaging and direct placement with specialized ABL funds. This commitment ensures a swift, profitable transaction that delivers guaranteed security interest to the buyer and accelerated loan loss reserve relief for you.

Ready to Transform Your Dormant Assets into Growth Capital?

Don’t let non-performing secured assets restrict your regulatory capital. Contact Golden River Global today to discuss how we can help you achieve a definitive, non-recourse exit for your defaulted equipment leases.

FAQS

What specific asset classes do you certify?

We specialize in brokering non-performing B2B secured assets, primarily Equipment Lease Receivables that are 90–120 days past due (DPD) and backed by physical collateral (e.g., commercial transport, construction machinery, industrial equipment). Our focus is on assets with a verifiable First-Lien Security Interest and clear contractual terms.

Why is UCC Certification critical for institutional buyers?

UCC Certification is our core value proposition. It means we conduct a mandatory, front-end audit of every asset’s UCC-1 Filing to confirm your firm holds the definitive First-Lien Priority and that the debtor information is accurate. This eliminates the buyer’s greatest expense and time sink: weeks of legal due diligence.

Is Golden River Global involved in asset recovery or collections?

No. Golden River Global is a specialized Collateral Brokerage and Auditor. Our service is to connect originators like you with professional ABL Acquisition Firms who purchase the debt outright. We handle the sale and documentation audit; we are not involved in collections, repossession, or workout cycles.

What is your fee structure for UCC-certified flow?

Golden River Global charges a commission based on the final sale price of your portfolio. There are no upfront fees, audit costs, or hidden charges. Our fee is a function of the premium price we secure for your de-risked, certified collateral. The specific commission rate is outlined in our Brokerage Agreement.

How quickly can we realize capital from non-performing assets?

Our proprietary, pre-audited process allows transactions to typically move from submission to funding within 3–4 weeks—significantly faster than the 8–12 weeks required for traditional legal due diligence. This speed is our primary value, enabling you to clear your loan loss reserves immediately.

What specific documentation is required for UCC Certification?

To perform our audit, we require specific, critical documents for each asset:

The Raw Loan Tape (data spreadsheet).
The standard Master Lease Agreement template.
Confirmation of the UCC-1 Financing Statement and its location.
The VIN or Serial Number of the collateral. The more complete the documentation, the stronger the warranty we can provide, and the more competitive the offer will be.

How is sensitive portfolio data kept confidential?

Confidentiality is paramount for institutional transactions. We operate under strict Non-Disclosure Agreements (NDAs) with both our originators and buyers. Your company’s identity and specific debtor details are only revealed to pre-vetted, qualified acquisition partners after they have executed a binding NDA directly with Golden River Global.

What happens if the certified assets do not receive an offer?

There is no obligation or cost incurred if a sale isn’t completed. If your portfolio does not attract suitable offers within the agreed-upon timeframe, the assets remain your property. You incur no fees or charges from Golden River Global in such a scenario.